Privacy Policy
Last Updated: November 8, 2025
1. Introduction
LetA Tech Ltd. ('LetA Tech', 'we', 'us', 'our') is committed to protecting your privacy. This Privacy Policy governs how we collect, use, disclose, and safeguard your personal information when you access or use our services, including our websites, mobile applications, and software products (collectively, the 'Services'). By using our Services, you agree to the collection and use of information in accordance with this policy.
2. Information We Collect
We collect personal information necessary to provide our Services. The types of information we collect depend on how you interact with us.
Information You Provide Directly
This includes: Identity Information (such as your name, email address, phone number); Account Information (username, password); and Payment Information (credit card details, billing address, processed securely by our payment processor).
Information Collected Automatically
When you use our Services, we automatically collect Technical Information, including your IP address, browser type, operating system, device identifiers, and Usage Data (such as pages viewed, features used, and timestamps).
Third-Party and Financial Information
If you use our financial management services, you may direct us to retrieve information from third-party services. This includes Financial Information from institutions you link via open banking integrations (such as Plaid). This data may include account details, transaction history, and account balances. Our access is limited to the permissions you grant.
3. How and Why We Use Your Information
We process your personal information for specific purposes and on the following legal bases:
To Provide and Maintain Our Services
We use your Identity, Account, and Financial Information to deliver our services, process transactions, and provide customer support.
To Communicate With You
We use your Identity and Account Information to send technical notices, security alerts, and administrative messages.
To Improve and Analyze Our Services
We use Technical and Usage Data to understand user behavior, develop new features, and ensure the security and stability of our Services.
For Marketing
We may use your Identity Information to send you marketing communications, but only where we have your explicit consent. You can withdraw this consent at any time.
4. Information Sharing and Disclosure
We do not sell, rent, or trade your personal information. We may share your information only in the following limited circumstances:
With Service Providers
We share information with third-party vendors who perform services on our behalf (e.g., cloud hosting, payment processing, data analytics). These providers are contractually bound to protect your data and are prohibited from using it for their own purposes.
For Legal Requirements
We may disclose your information if required by law, subpoena, or in response to a valid request by public authorities. We will notify you of such requests unless prohibited by law.
During Business Transfers
If LetA Tech is involved in a merger, acquisition, or asset sale, your information may be transferred. We will provide notice before your personal information is transferred and becomes subject to a different privacy policy.
Aggregated or Anonymized Data
We may share data that has been aggregated and anonymized in a way that it can no longer be used to identify you. We use this for statistical analysis and to improve our Services.
5. Data Security
We implement and maintain robust administrative, technical, and physical security measures to protect your personal information. This includes encryption (in transit and at rest), access controls, and firewalls. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.
8. Your Privacy Rights
Under Canadian (PIPEDA) and Quebec (Law 25) privacy laws, you have specific rights regarding your personal information. Subject to legal exceptions, you have the right to:
Right to Access
Request a copy of the personal information we hold about you.
Right to Rectification
Request correction of any inaccurate or incomplete information.
Right to Withdraw Consent
Withdraw your consent to our processing at any time (this will not affect past processing).
Right to Deletion (De-indexation)
Request the deletion of your personal information or that we cease disseminating it ('right to be forgotten').
Right to Data Portability
Request a copy of your computerized personal data in a structured, commonly used format.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page, updating the 'Last Updated' date, and/or by sending you an email notification. We encourage you to review this policy periodically.
11. Contact Us
For any general inquiries about this Privacy Policy, please contact us at [email protected]